Labor and Delivery Costs

Preparing for the Cost of Birthwoman-discussing-pregnancy

Having a baby is exciting, and with a little planning you can worry less about what it will cost. Help reduce your delivery day stress by connecting with a financial counselor at Spectrum Health Lakeland. Call 844.408.4103, option 1 to schedule an appointment with a financial counselor prior to your delivery.

Support for You 

Our financial counselors provide one-on-one guidance for a variety of circumstances and can:

  • Provide a cost estimate for mother's hospital delivery charges
  • Answer questions about your bills
  • Assist with financial assistance applications
  • Complete Health Exchange and Medicaid application
  • Provide billing estimates for future services
  • Set up zero interest or low-interest payment plans

If you believe you may need assistance meeting your financial obligations for the care provided at Lakeland, now is the time to meet with a financial counselor. Our support is available as a free resource. Call 844.408.4103, option 1 to schedule an appointment to speak with a financial counselor prior to your delivery. 

Request a delivery estimate

 

Understanding Fees, Payments, and Billing

Spectrum Health Lakeland is a not-for-profit organization that provides emergency and acute care for patients regardless of their ability to pay. For all non-emergent and elective treatments, tests and procedures, we request that you plan for payment before or at the time of service. We strive to keep our charges as low as possible and seek to collect enough money to maintain stable medical services in the community. Lakeland has established guidelines for payment which are designed to be as fair as possible. Please be aware that you might receive additional invoices for services from your surgeon, anesthesiologist and family doctor, among others for your care at Lakeland. Delivery charges and newborn charges will also be invoiced separately.  

Billing Policy
It is important that you contact your insurance company to determine and start any precertification requirements. We will file your insurance claim with your primary and secondary insurance companies or managed care organizations. We will also assist you by sending requested information to your insurer. However, the responsibility remains yours to ensure that Lakeland is paid for services given to you. You are ultimately responsible for any unpaid balances. If your insurance company or managed care organization does not send payment within 30 days, we may request that you contact your insurer to determine why payment has not been made. If an error has been made in identifying your insurance carrier, please notify us immediately.

Continue Watching

Umbilical cord prolapse: Bethany Curtis "Right place, right time"

Bethany Curtis shares her birthing experience with the care team at BellaNova Women's Health.

Vaginal birth after C-section: Kimberly Cramer "An empowered experience"

Nurse technician Kimberly Cramer shares her birthing experience with the care team at BellaNova Women's Health and how she felt empowered to safely deliver her second child with a vaginal birth after C-section (VBAC).

Check-up: Is it more than baby blues? (Thomas Wechter, MD)

OBGYN, Thomas Wechter, MD covers baby blues and postpartum depression.

How can you prepare for the cost of birth?

Are you expecting? You may have a lot of financial questions. Our financial counselors are here to help, regardless of your situation.

Breast cancer surgery and reconstruction

Learn more about surgical options for treating breast cancer and how reconstruction following a mastectomy can help women feel confident in their body again.

Check-up: Breast cancer surgery (Maria Rapciak, DO)

Surgery is a common treatment for breast cancer. It’s done to remove as much of the cancer as possible. General surgeon, Maria Rapciak, DO, explains the types of surgical options available to women and the factors that go into creating a plan of care.

Check-up: Breast augmentation vs. breast lift (Nicole Phillips, MD)

Plastic surgeon, Nicole Phillips, MD, shares more about the customized breast augmentation and breast lift techniques offered at Stonegate Plastic Surgery.

Maternity and the COVID-19 vaccine

With many questions around expectant mothers getting the COVID-19 vaccine, Spectrum Health maternal-fetal medicine physician David Colombo, MD, shares information that moms need to know about their decision.

Physician video profile: Nicole Phillips, MD (Plastic Surgery)

Nicole Phillips, MD, is a plastic and reconstructive surgeon at Stonegate Plastic Surgery.

Check-Up: What is breast reconstruction?

Plastic surgeon, Nicole Phillips, MD, discusses how breast reconstruction can dramatically improve a woman’s appearance, self-confidence, and overall quality of life.

© Spectrum Health Lakeland 2022
Hospital